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  Coursera Personal Finance Renting is a consumption good, buying is more akin to a Keynesian Beauty Contest. KBCs can develop attributes where, even if no individual gains utility from it, everyone optimizes for it because everyone factors it into resale price. — Xianhang Zhang (@shalmanese) January 6, 2023 Keynes’s ‘Beauty Contest’   from Chicago Booth Review.

"   At the end of each simulation 3 main statistics are reported: 1) incidence of asset exhaustion; 2) portfolio volatility; 3) ending wealth" -   Should you prepay your mortgage? Homeownership as a Constraint on Asset Allocation  from UCLA. Personal finance and its importance Think twice paying off mortgage early